To secure a low home loan interest rate, maintain a high credit score—ideally above 750. Opt for a shorter loan tenure, as it usually attracts lower rates. Choose a lender with minimal processing fees and transparent terms. Regularly monitor the RBI’s repo rate trends, as they influence floating rates. Consider a home loan balance transfer if you find a lower rate with another bank. A... https://www.iob.in/home-loans.aspx