As an alternative to owing taxes on dividends and money gains, traditional IRA and 401(k) investors owe everyday income taxes only within the quantities they pull out. (And Roth traders received’t owe any taxes in any way on certified distributions.) Variable annuities like CREF or TIAA Real Estate are riskier. https://edwinjuhos.blogoscience.com/44012681/the-best-side-of-self-directed-retirement-accounts